JEEVAN SARAL – (Table Nos. ). Benefit Illustration. Introduction It gets a share of the profits in the form of loyalty additions which are terminal bonuses. You just need to click on the required form link of Life Insurance Corporation of India and LIC ECS Mandate Form – Click here to download ECS form; LIC Form Lic Jeevan Sangam Policy no · Lic Jeevan Saral Policy Plan No . Detailed Review & Our Recommendation on LIC Jeevan Saral Plan. Compare Premiums, Key Features & Benefits of this Endowment Policy with other similar.

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The maturity proceeds of Jeevan Saral are also exempted from tax under Section 10 10D.

Policy Term is 16 yrs. If yes then what is the process to change the term? It is basically an Endowment Assurance plan under which the proposer has simply to choose the amount and mode of premium payment. Are their limits on premium payable? So how I am getting such a low amount which is approx. Our Products Motor Insurance. If I wish to continue upto 5 years, how much i will get all total?

You can choose a maximum term but can surrender at any time without any surrender penalty or loss after 5 years. Could you advise how much I will get as Lic says I will get rs. The illustration is aimed at letting an individual know the features of the product and appreciate the flow of corresponding benefits at different levels.


The death benefit is directly related to the premiums paid. Premiums are payable yearly, half-yearly, quarterly, or monthly through salary deductions as opted by you throughout the term of the policy or till earlier death.

The Jeevwn mentioned below the guaranteed column of the table may differ from actual sum assured at the year end, as dependent on the policy performance in the future. The surrender value will be the greater of the guaranteed surrender value and special surrender.

LIC Jeevan Saral

The policyholder is allowed to select gorm premium amount and Sum Assured gets determined thereafter. Extended risk cover for one year after 3 years premium payment. The plan comes out with the needful financial protection support death throughout the term of the plan. Extended risk cover for one year after 3 years premium payment. Minimum policy term is 10 years and the maximum is 35 years. If the Life Insured under the Policy, whether medically sane or insane, commits suicide, within one year of the date of issuance of the Policy,the Policy shall be void and the Company will only be liable to pay the premiums paid till date.

LIC Jeevan Saral Plan () – Online Reviews, Features & Benefits

Abhijeet Salve 8 August at Actually in policy bond, bonus is not included. In some specific cases medical tests may also be required depending upon sum assured and the age of the assured. In order to avail this policy the assured needs to provide with a umber of documents. For Age 12 to 49 years: The Maturity Sum Assured plus Loyalty additions, if any, is payable in a lump sum. Shashank Kumar 22 June at How much i am getting after 10 years in worst case. jeevam


Surrender values are available on earlier termination of the contract. I am paying yearly premium, since last 8.

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My plan is jeevan saral paying premium qtly 18 years plan after maturity what will be paid for me. Either believe your agents or facts shown by me. The minimal age of entry for an insured is 12 years and the maximum entry age is 60 years No minimum age is jeeva at the time of maturity whereas the maximum maturity age is 70 years.

Company Luc About Us. We have have paid the premiums for these policies for 5 years. Scenario 2Amount payable at the end of year on death during the year Rs. For higher terms, loyalty additions have lif been declared hence it cannot be calculated. Premium is chosen by the policyholder and Sum Assured is times the Monthly Premium amount.

Loyalty Additions may be payable from the 10th year onwards depending upon the experience of the Corporation. My Policies Log Out. Sir, I am Harikrishnastarted paying Jeevan Saral t. Yearly Amount of annual premium: My monthly premium is Policy Term is 25 yrs.